The content of this blog is for educational and entertainment purposes and does not constitute as investment advice.  Investing is a risky endeavor and may result in loss of principal.  Past performance does not guarantee future performance; in other words, any investment strategy depicted here, no matter how rigorously planned, constructed, and tested, is not guaranteed to perform as favorably in the future.  It is prudent, before pursuing any of the strategies on this blog, to consult an expert such as an investment adviser for a second opinion.

I've laid out some assumptions I've made about you as a reader.  If these statements are not representative of you, then I highly recommend you do not take my investment advice here.

Please see www.investopedia.com or consult an investment adviser if you don't understand any of the financial terminology used here.

In addition, opening new credit card accounts may have minor but potentially adverse effects on your credit score.  You are strongly advised to closely monitor your credit score as you open new credit cards in pursuit of frequent flyer miles and reward points and to use credit responsibly to avoid paying unnecessary fees and interest charges.

In following the advice presented on this blog, I accept no responsibility for any losses of wealth, damages to your credit, surprise fees and credit card interest incurred, or any other negative impact on your finances.